I think the thing here to is we are talking typical ones. Not like someone who is screwing around in life. Im an Xer so like I did not have the option of the house with 2 cars in the suburbs thing I grew up on as "normal" or at least the cash to have an eqivalent expense wise. I have done very well. So I have a place but I know peers in rediculous situations that are a hairsbreath from homeless. For millenials and gen z this is moving to the mainstream and the whole suburban fantasy family is not something they were barely not able to achieve but is a crazy pipe dream. and I just can't imagine what the next gen is going to face.