I think low payouts will though. its likely there will be thousands of low payout for every significant one. Its much more common. Some folks get into the lucky position where all said and done it cost them money or at least a lot of their time with nothing really to show for it. but your right its being pulled out of the market as the money is needed or even sooner in those cases. So it won't be a sudden it but more of a slow constant drain.