Yikes lmao
Comment on 54% of young Americans say food costs are the biggest strain on their finances
snownyte@kbin.social 6 months agoFrom the times people bother to break down their budget and spending. It's always this:
Entertainment (This could mean spending premium on streaming services, game subscriptions, whatever) - Roughly $100+
They're on a bundled plan where they only use the internet (they have cable and phone that they never touch because again, they watch streaming and they have their smartphones) - $150+ or more.
Their rent is $950 ~ $1,200
They regularly go to McDonalds, Starbucks or if they're not going to them, they're heading out to their local joints that upsell. Each visit we'll say is $50+
They spend $100 ~ $200 on weed and alcohol combined.
Their phone plan is $100+
Like, nearly everything they spend on, is going to be triple digits or higher double digits. They shout down and argue with others when they're defensive going on about "DON'T TELL ME WHAT TO DO WITH MY MONEY!!!1"
Bruh, you're the one coming online and bitching about why you're always broke, whining about your wage, crying about your rent, complaining about why things are so costly.
Bottom line is - it's YOU. You're trying to chase a lifestyle that you can't sustain because you make so many bone-headed decisions thinking these are the keys to a comfortable lifestyle. Shut the fuck up and realize where in parts that some of your budgeting is wrong.
Sidhean@lemmy.world 6 months ago
detectivesniffles@lemmy.blahaj.zone 5 months ago
it’s peak ‘argument i had with myself in the shower’ for sure
MrVilliam@lemmy.world 6 months ago
Idk where your numbers are coming from. I know my rent is higher than average, but I’d like to know where you think you can find an apartment/house where rent is under $1k. My wife and I (DINK because everything’s expensive) have a 2 bed, 1 + 3/4 bath apartment for $3k. Utilities (no cable) add up to about $200. We pay for HBO and Paramount but are cancelling Paramount because it fucking sucks. Groceries are ballpark $50/week because we go to Aldi and don’t buy much processed crap. Giant would be easily over $100 for the same shit. We’re on Google Fi for about $60/month but we’re looking to switch to Mint because it’s about the same cost but for unlimited data.
Starbucks and McDonald’s are overpriced, but idk why you think it’s impossible to step into either without spending $50+. Maybe that was a voice to text mistake and you meant $15+. My wife and I literally the other day went to a pretty nice sit down restaurant right by the mall and had a delicious lunch plus an alcoholic drink apiece and the bill was about $32, $40 after tip. If somebody finds a way to spend $50 for just themselves at Starbucks or McDonald’s, then that’s obviously an outlier.
We can only really swing this exorbitant rent because our cars are already paid off and I make us over $100k. Rent is only gonna go up, so we’re actively looking to move, hopefully to own, but everything in our area under like $400k needs serious renovations. The housing market is fucked because of landlording. We will likely be buying a townhouse in a worse location and still pay like $2500/month.
snownyte@kbin.social 6 months ago
Wow, you're certainly on the offensive over something that is otherwise just examples and going on such a tirade over it. If you don't fit the example I've just described, why would you have to go out of your way to defend yourself over it?
Get off the internet for a while if you think you have it better than others.
MrVilliam@lemmy.world 6 months ago
Idk where you get off being so insulting and accusatory and then when I validate others’ concerns you think it’s fine to be rude and dismissive to me. Take your own advice and chill out. You engaged in a discussion. You don’t get to tell others to not participate when you’ve invited discussion through your own participation.
Generally speaking, people are being objectively correct when we say that costs are high and wages have stagnated. You’re right that budgets can be tightened for most people, but I have no reason to believe that people’s irresponsible spending habits are anywhere near as extreme as you are claiming, at least not outside of some rare outliers. And if I’m wrong about that, how does that change anything about how you are choosing to live your life? It really doesn’t. It kinda just sounds like you’re whining about welfare queens or whatever Tucker Carlson’s replacement on Fox is disingenuously getting people riled up about this week. If your finances are fine and others’ aren’t, then good for you. It’s possible that you’re luckier or better at planning or older than the people complaining. Your status doesn’t invalidate the experience of other people.