I am curious, does this monthly fee simply enable access to doctors that you then have to give additional money to? If so what is the out of pocket cost? Does it cover hospital stays? Does it cover medication? Or is all of that extra and out of pocket?

I’m only asking because I have insurance. And it is significantly more per month. And it basically covers nothing other than the invented prices of medical care hospitals charge.

A usual statement of benefits I get from my insurance is:

Hospital billed $20,303 for service but we (insurance) only accept a bill of $3798 for this service so we paid them $1000 for the service and you, (our beloved customer) ~only~ pay the difference so please pay the hospital $2798 for the blood test they mistakenly coded.

Does that happen with Amazon? Or are y’all paying $8/ month and 1) getting charged full cost at hospitals / clinics Or 2) just paying $8/month?

(In case it wasn’t obvious I’m in the US and no, I am not exaggeration on my example or being sarcastic, I am genuinely curious)