The convenience comes from leaving your wallet at home. Also, a stolen card is a major problem. Stolen phone is fine as long as they don’t know your pin.
Comment on Using your phone to pay is convenient, but it can also mean you spend more
OpticalMoose@discuss.tchncs.de 5 months ago
Using a phone sounds inconvenient to me. I usually just pull my card out of my wallet, wave it over the terminal until I hear a beep and that’s it. Worst case scenario, I have to insert it into the chip reader or God-forbid swipe it through the slot like some kind of Neanderthal.
I’m kidding, but seriously, that’s easier than screwing around with a phone, to me.
abhibeckert@lemmy.world 5 months ago
kirklennon@kbin.social 5 months ago
The phone has advantages in that it’s more secure (because you’re not giving the merchant your real card number so when they inevitably have a hack, you don’t need to get your card replaced), and that you can carry multiple cards without taking up any extra space. Also, most people are playing on their phones while they wait to check out so it’s already in their hand.
june@lemmy.world 5 months ago
I double click my power button and Apple Pay is there. Way more convenient for me than to pull my wallet out of my purse, pull my card out, wave or insert it, put it back in the wallet, and put the wallet back in my purse.
OpticalMoose@discuss.tchncs.de 5 months ago
I guess “It’s not for everyone” is the real takeaway here. I’m not a phone guy in general, but I’ve been using cards since BK was still selling 99¢ Whoppers. I’m guessing both of us are ready to pay before the cashier has our order rung up.
To each their own. (I’m finally admitting that I’m fighting a losing battle on writing checks though.)
Kbobabob@lemmy.world 5 months ago
writing checks
Shudders
erwan@lemmy.ml 5 months ago
At least on my country contactless with a card only works up to a limit (€50). Beyond that amount you need to input your pin code.
With a phone, no pin code. With a smartwatch either, and that’s my preferred way. No need to pull anything out of my pocket.
umami_wasbi@lemmy.ml 5 months ago
Using the phone payment is a convenient to me as I don’t have to remember the PIN.
Reddfugee42@lemmy.world 5 months ago
Samsung here. I pull my phone out of my pocket and without turning on the screen, slide my thumb along the bottom of the screen. Actually faster than pulling cash out of my wallet.
GamingChairModel@lemmy.world 5 months ago
I don’t understand how retrieving a phone from a pocket is somehow less convenient than retrieving a wallet from a pocket, and then retrieving the card from the wallet. That’s 1 step versus 2 steps.
tmsbrdrs@vis.social 5 months ago
@GamingChairModel
Unlocking the phone can take a bit longer. I use my watch, which is just as inconvenient but at least I don't have to reach for anything.
@OpticalMoose