Holy crap that’s complex. And for what? We know that the more complicated a system is the more prone it is to loopholes and abuse. If you’re a single parent working three jobs, or a foster kid who just aged out of the system and are newly on your own, or mentally disabled, or undereducated, or simply trying to keep your shit together while trying to deal with something like addiction or mental illness or recent homelessness or what have you, you’re undoubtedly going to be leaving a shitload of money on the table by not having the time/energy/wherewithal to fully take advantage of this convoluted system, even though you’re part of the exact population that needs the most assistance. UBI experiments (and similar examples from the charity world) have been pretty clear: just give people the fucking cash, no strings, no fine print, no hoops, and that will have the best result for the recipients, and the least overhead for the givers.