To extend on this, which is accurate, there’s a few extra things that are worth mentioning.
Unless you’ve signed a contract that specifically changes these (and which you would need to be compensated for to make the contract legal):
Full time employees get long service leave, which only kicks in for full time employees after several years.
Certain industries in South Australia such as Electricians, Plumbers etc have transferrable long service leave (it carries across employers in what is effectively a gig job).
Full time employees are paid for public holidays, which they are not obliged to work.
A full time employee basically cannot be fired without cause - only made redundant.
If you are made redundant, you will be paid a settlement.
This is why it’s easier to get loans etc by the way, the bank has reason to believe you’ll continue your employment.
As an aside, the paid sick leave is pretty important.
If I get sick, I don’t go to work and therefore don’t spread that illness to my coworkers, and I can still pay my rent and buy food.
A casual employee has to decide if they are sick enough to forgo income for one or more days.
Unscrupulous individuals taking “mental health days”, where they’re not sick, has been a big part in the movement to causalising the workforce (in my opinion).
Echinoderm@aussie.zone 1 year ago
The 25% casual loading is calculated to take in notice of termination and redundancy pay too. Lots of people resign and fewer are made redundant, so wouldn’t get notice or redundancy pay anyway. That means in most circumstances, employees are better off in a pure money sense as casuals.
The big downside is if things are quiet at work you aren’t guaranteed any hours. As you mention, that also creates a hurdle when applying for loans.