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SMS second factor is so bad! The really dumb thing in my opinion is the place that uses SMS to factor the most is banks. Now how dumb is that?

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SomethingBurger@jlai.lu ⁨1⁩ ⁨year⁩ ago
In the EU they have to use something stronger if available. SMS is only used if requested by the user.

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- shortwavesurfer@monero.town ⁨1⁩ ⁨year⁩ ago
  I wish it were that way here in the United States. But sadly, nope.
  
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Spotlight7573@lemmy.world ⁨1⁩ ⁨year⁩ ago
Banks are certainly behind the times and ‘bank-grade security’ is a joke in terms of what authentication methods they offer. I understand that they are slow to change anything though.

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- shortwavesurfer@monero.town ⁨1⁩ ⁨year⁩ ago
  My crypto wallet is more secure than my bank because I hold the keys myself and I am not nearly as large a target as a bank. Is it better to go after one person’s money or one million people’s money?
  
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EngineerGaming@feddit.nl ⁨1⁩ ⁨year⁩ ago
I see SMS as a simple deanon rather than a 2FA.

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