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Comment on Apple Offers iPhone NFC Chip Access to Apple Pay Rivals in EU

The other user is correct that Apple is not involved with the processing of purchase transactions. Pulled this from LinkedIn:

Bruh there is all kinds of processing going on from Apple in that photo so I have no idea what you’re talking about.

It’s literally called “Apple Pay” and you’re gonna try to convince me that Apple has nothing to do with processing payments. Not likely.

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LongMember69@lemmy.world ⁨11⁩ ⁨months⁩ ago
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- kirklennon@kbin.social ⁨11⁩ ⁨months⁩ ago
  
  In case you’re not just trolling
  
  At this point I vote we just consider it trolling. The best case alternative is that it's merely aggressively-protected ignorance, and that's not worth engaging with either.
  
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  - killeronthecorner@lemmy.world ⁨11⁩ ⁨months⁩ ago
    Hey, OP commenter here, you have been fully correct throughout this thread. Here is an apple engineer explicitly stating that you’re correct.
    
    I work with this technology, as well as dozens of actual payments processors, every day, so I find what they’re saying absurd and … just, the strangest hill to die on.
    
    I’ve tagged them as a troll. If your app allows it, I suggest you do the same.
    
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- helenslunch@feddit.nl ⁨11⁩ ⁨months⁩ ago
  
  As I pointed out, the top flow in the graphic is the provisioning flow
  
  If you remove the “provisioning flow” does the payment still get processed?
  
  I encourage you to learn more about this topic. It’s pretty cool how Apple Pay works.
  
  And I encourage you to Google the words “payment” and “process”.
  
  I know how it works.
  
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  - LongMember69@lemmy.world ⁨11⁩ ⁨months⁩ ago
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    helenslunch@feddit.nl ⁨11⁩ ⁨months⁩ ago
    
    I think I catch your meaning: it seems you’re arguing that provisioning is a necessary prerequisite to using Apple Pay.
    
    No, that’s not what I said. I said “provisioning” is part of the payment process.
    
    Payment processing is the sequence of actions that securely transfer funds between a payer and a payee. Typically, it involves the authorization, verification, and settlement of transactions through electronic payment systems.
    
    I don’t understand how you can write that out and then immediately turn around and tell me that Apple Pay has nothing to do with any of it, because it’s describing the process of Apple Pay very clearly and succinctly.
    
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