Electric bikes make that a breeze. I have all but replaced my car with an E-bike. I’m looking into a cargo E-bike, cause that would allow me to sell my cars. Sure I may need a car once or twice a year at that point, but I can rent a cab or a car as needed. That by itself will save me about $6000 a year on insurance, not to mention the fact that I have solar panels, so I don’t pay for my electric fuel either.