$100/yr or $15/mo? Wtf
Comment on Mint is shutting down, and it’s pushing users toward Credit Karma
jcrabapple@artemis.camp 7 months ago
Good. Mint sucks. Fuck Intuit.
Use Lunch Money or YNAB.
SendMePhotos@lemmy.world 7 months ago
rengoku2@lemm.ee 7 months ago
Not paying subs for YNAB.
gveltaine@lemmy.zip 7 months ago
Same. They can’t justify me to pay a fee that increases every year.
banneryear1868@lemmy.world 7 months ago
Pre-Intuit it was pretty decent, before banks had their own apps and before there was much competition. Once I could use my credit union’s app and it had all the usual features no more need for Mint.
These day-to-day budgeting apps with categories and stuff, it’s great when you’re spending in a similar manner. Once I had a mortgage and bills and stuff, I found the granularity of the information wasn’t as relevant, I kind of know what’s going on intuitively enough. Also you have a lot bigger unscheduled spending, like propane every 2-6 months which is gonna be like $1000 and seasonally dependent, yeah you can work it out per year to know you’re okay, but to have some alert that’s like “YOU WENT OVER YOUR AVERAGE ON BILLS THIS WEEK BY 300%!” is unnecessary. Similar with food, I’m gonna load up on meat and it’s gonna be like YOUR FOOD SPENDING IS OFF THE RAILS.
For useful reporting you can just export your data from your bank/cu and make your own reports. Apps that amalgamate your financial data are still useful but then you’re in to legit financial planning territory which is sort of a separate category of apps.
treadful@lemmy.zip 7 months ago
Thanks for the recs. Do either work especially well with securities?
dogebread@lemm.ee 7 months ago
Personal Capital or whatever they rebranded to has been generally stable since I left mint a few years ago.
rambaroo@lemmy.world 7 months ago
YNAB is a waste of money imo. It’s literally just a spreadsheet.