while Finns pay A TON in taxes

Looks up Finnish tax brackets… Looks up Dutch (my) tax brackets… O-kay.

Finland 2025 State Tax Brackets (Earned Income)

€0 – €21,200: 12.64%
€21,200 – €31,500: 19.00%
€31,500 – €52,100: 30.25%
€52,100 – €88,200: 34.00%
Over €88,200: 44.00%

Dutch tax brackets.

Bracket 1: 35,75% (0 - €38.883).
Bracket 2: 37,56% (€38.884 - €78.426).
Bracket 3: 49,50% (above €78.426).