Comment on Apple is ordered to face Apple Pay antitrust lawsuit

• narc0tic_bird@lemm.ee ⁨11⁩ ⁨months⁩ ago

  Nervend then. I could’ve sworn I read somewhere that a bank on my country had their own payment system available on the iPhone.

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  • JasSmith@kbin.social ⁨11⁩ ⁨months⁩ ago

    They might use a workaround. QR codes, barcodes, etc. Some banks have done this, but the user experience is poor.

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• sennmood@lemmy.world ⁨11⁩ ⁨months⁩ ago

  As blatantly anti-competitive as it may be, I don’t want to be in a position where, if I want to pay for something with my phone, I’m forced to use whatever shitty application my bank decides to implement (I’ve had banking applications just decide to stop working for a few days, for no apparent reason; there are banks that have countless applications, each doing something slightly different, with complex, oftentimes downright hostile authentication methods, involving combinations of these apps)

  I like the fact that, regardless of card I use, they’re all exposed through the same simple Wallet application, that always works.

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  • JasSmith@kbin.social ⁨11⁩ ⁨months⁩ ago

    The big difference in such a situation is that you have the freedom to choose a different bank if their payment app is bad. You do not currently have the freedom to choose a different payment app on your iPhone. This is the fundamental issue the EU and US are addressing.

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    • AA5B@lemmy.world ⁨11⁩ ⁨months⁩ ago

      I have the freedom to use a different phone at any time. I chose Apple because of a better user experience, better security and privacy

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  • pycorax@lemmy.world ⁨11⁩ ⁨months⁩ ago

    For NFC, no one really does that even on Android even though NFC is available for use. Instead, in some countries they use QR-code payments to bypass the NFC limitations that Apple imposed.

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    • sennmood@lemmy.world ⁨11⁩ ⁨months⁩ ago

      I’ve seen that done in Germany, and I was kind of shocked. You could only pay using NFC from the banks’ app.

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      • pycorax@lemmy.world ⁨11⁩ ⁨months⁩ ago

        Man that’s pretty stupid. I’m guessing they don’t use Visa/Mastercard and instead use a proprietary protocol?

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