Nope Apple has NFC payments locked up on their garden
Comment on Apple is ordered to face Apple Pay antitrust lawsuit
narc0tic_bird@lemm.ee 11 months ago
I thought there were third-party payment systems on the iPhone already (including ones using NFC)?
And even the convenience advantage Apple Pay enjoys should be gone on the 15 Pro at least as you can map your third-party payment app to the action button.
Rootiest@lemm.ee 11 months ago
AA5B@lemmy.world 11 months ago
One of the uses of Apple Wallet is to auto-fill we payment forms. You use any credit card you want for a great user experience, and Apple is not charging anyone
JasSmith@kbin.social 11 months ago
Sadly not. Apple explicitly prevents payment apps from using the NFC. It’s blatantly anti-competitive and the DMA will soon open this up in the EU.
narc0tic_bird@lemm.ee 11 months ago
Nervend then. I could’ve sworn I read somewhere that a bank on my country had their own payment system available on the iPhone.
JasSmith@kbin.social 11 months ago
They might use a workaround. QR codes, barcodes, etc. Some banks have done this, but the user experience is poor.
sennmood@lemmy.world 11 months ago
As blatantly anti-competitive as it may be, I don’t want to be in a position where, if I want to pay for something with my phone, I’m forced to use whatever shitty application my bank decides to implement (I’ve had banking applications just decide to stop working for a few days, for no apparent reason; there are banks that have countless applications, each doing something slightly different, with complex, oftentimes downright hostile authentication methods, involving combinations of these apps)
I like the fact that, regardless of card I use, they’re all exposed through the same simple Wallet application, that always works.
JasSmith@kbin.social 11 months ago
The big difference in such a situation is that you have the freedom to choose a different bank if their payment app is bad. You do not currently have the freedom to choose a different payment app on your iPhone. This is the fundamental issue the EU and US are addressing.
AA5B@lemmy.world 11 months ago
I have the freedom to use a different phone at any time. I chose Apple because of a better user experience, better security and privacy
pycorax@lemmy.world 11 months ago
For NFC, no one really does that even on Android even though NFC is available for use. Instead, in some countries they use QR-code payments to bypass the NFC limitations that Apple imposed.
sennmood@lemmy.world 11 months ago
I’ve seen that done in Germany, and I was kind of shocked. You could only pay using NFC from the banks’ app.