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Comment on When did it become normalized to start passing credit card processing fees to the customer?

Good question. I believe the card companies used to have language in their agreements stating that vendors were not allowed to specifically charge fees for card usage. So you used to occasionally see places offering a discount for cash like you said.

But I have been seeing more and more places outright stating a card fee, so I wonder if those agreements have changed in the last several years.

Not sure where you are located, but A quick search says that there are some US states with laws banning card surcharges, but most allow them.

Unfortunately, you know those fees were baked into pricing structures long ago, so any place charging an extra fee for card usage is definitely double-dipping.

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Manjushri@piefed.social ⁨4⁩ ⁨days⁩ ago
This is really the best answer, I think. Except the agreement you used to have to sign to take Visa cards used to stipulate that you could not offer a discount for cash.

Visa’s rules have changed in favor of the merchants at last….. Visa has updated their V isa Core Rules and Visa Product and Service Rules, and the rules changed benefit all business owners in all 50 states ! …Now, you can offer a discount when your customer pays with cash in efforts to incentivize your customers and avoid having to pay credit card processing fees. (Therefore if you sell a product or service for $100, you get to finally keep all $100 of the sale….Not $96.00 )

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