Only chiming in for statistics. Where I live NC, USA; Almost nowhere charges a fee for credit/debit card use unless it’s a third-party ATM. But even then those typically are only there to account for cash-only payments like lottery or coin changers.

Not saying that it doesn’t suck, but I acknowledge that if your entire business is providing ATM services, a one-time sale is money lost, which is money that would go to support/maintenance.

I work at the dry-clean counter of a laundromat, and it’s cheaper to use quarters (which everyone has and can be exchanged anywhere) than to manufacture proprietary payment options. We only have like 6 machines that take credit cards, and they put a $10 hold on the account.

Compared to a $3 ATM fee to change $20 into quarters, it’s a million times more efficient, economically and ecologically.