This is followed by a collapsing market that creates a dip in share prices or private valuation

I am not a billionaire, just an average joe lucky to be able to borrow a few thousand from my Roth 401k in order to buy oil stocks in March 2020 at 90% off.

I earned between 15x and 20x what I invested and paid off my student loans.

It’s not just for the billionaires, but you’re right, all of this is intentional and the wealthiest will profit the most.