My response to this is that I refuse to use apps like that. For example, the only app I have on my phone is a OSM+ (maps). (As well as core basics: clock, contacts, camera, phone app, etc.).

I’ve never once scanned a QR code, I don’t have any phone apps that require an account for anything whatsoever.

…

And I can say that as time goes on, I feel more and more like I’m in the minority. I’m seeing restaurants where you are meant to order with a phone; and I’m seeing people paying for stuff with their phone; and during covid contract-tracing times, there were a lot of different things that assumed the use of a phone… I just hope that there are enough people in the world with values similar to mine such my life doesn’t get harder due to phone apps being required for more and more things.