Look into mutual insurance. You actually get back money for the payouts they didn’t have to do that year. Northwestern, Amica, USAA, etc.
reddig33@lemmy.world 1 week ago
And if you don’t hit anyone, the amount you pay still goes up every year.
count_dongulus@lemmy.world 1 week ago
starlinguk@lemmy.world 1 week ago
I get an additional discount (no claims bonus) for every year I don’t hit someone).
Soulphite@reddthat.com 1 week ago
Right. My wife and I are something like Super Platinum Diamond whatever-the-fuck loyalty level with our insurance company, claims to have loyalty discounts but we aren’t paying much less than we were 15 years ago.