Comment on YSK that you can/should budget yearly for long term purchases
GandalftheBlack@feddit.org 1 week agoThis is my thinking too. I had a housemate who earned the same as me and paid the same rent, and yet every month he managed to spend all his money while I saved a good chunk. Our pay was okay - not loads, but we lived in an area with a relatively low cost of living so the money went much further than it would elsewhere, so at least saving up a safety net should’ve easily been doable. I suppose it didn’t help that he took every opportunity to go on holiday half way around the world… I don’t think I’m miserly, I just don’t buy random stuff I don’t need. I also refuse to use Amazon, which probably makes things easier.
lurch@sh.itjust.works 1 week ago
okay, but what if you die in an accident and didn’t use up your money you worked hard for. would be a real shame. the thought alone makes me want to be immortal
GandalftheBlack@feddit.org 1 week ago
It wouldn’t be a shame, I’d be dead. I can’t worry or be upset about anything then. I get your point though - no point saving up money just for the sake of it. I’d like to buy a house eventually so that’s something meaningful to work towards, but I don’t think I would have any regrets about not accumulating random stuff if I died tomorrow.
lurch@sh.itjust.works 1 week ago
well, it doesn’t have to be random physical things, but could be tickets for events, gambling, etc. i like to gambke a bit on the stock markets, for example. it’s like horse racing, but you can decide where the finishing line is.