ah yes they should pay for the 7th most expensive liquid on Earth, which they will die without, just so they can be sure to pay for interest on top of the original cost. Are you an idiot or just plain evil?
Comment on Insulin
ronigami@lemmy.world 2 weeks ago
do people just not have credit cards?
CauchysBoh@lemmy.world 2 weeks ago
ronigami@lemmy.world 2 weeks ago
I’m a person who knows cost benefit analysis. When death is on the table, who chooses death over paying some interest?
Amir@lemmy.ml 2 weeks ago
???
OxiZero@feddit.uk 2 weeks ago
This is the most evil comment I’ve seen in a very long time. The thought of someone burdening themselves with high interest debt. Debt that they don’t have the money to pay back. because if they don’t, they’ll die. That’s sickening.
Unless of course you think it’s a serious solution. Then it’s just plain ignorant. Clinical idiocy levels of stupid.
ronigami@lemmy.world 2 weeks ago
I would 1000% sooner take out high interest debt than die. What kind of question is this?
zaperberry@lemmy.ca 2 weeks ago
If somebody needs to pay for their insulin with a credit card, chances are they’re already not very well off.
So, start with a baseline mediocre life due to financial constraints. Oh wait, you’re also diabetic. So let’s drop that quality of life further. Now you’re $800 in debt, plus interest. Chances are you’re not paying the balance off next month, and if you’re not paying off the balance then you’re probably using credit to pay for your next batch. Now you’re in a cycle of paying off your debt, similar to payday loans. Your “disposable” income is now shrinking each month. You sacrifice meals, and you don’t do anything enjoyable because most things cost money, but you need your medicine to live. Eventually you end up so deep in the hole that you either have to sell what you have (i.e your home, if you even own one), or claim bankruptcy - which as a low income earner will limit your potential to pick yourself up even further. But wait! You still need to buy your insulin, and now nobody will lend to you. Now you’ve lost the value you’ve built throughout your life AND the debt keeps piling up.
Death sure sounds like an enticing option now. What’s the point of living if it’s in misery? You very well may rather be homeless for the rest of your life (while still being diabetic but not being able to afford your medicine), but I’d rather die.
ronigami@lemmy.world 2 weeks ago
Yeah so basically what you’re saying is that poverty compounds which I agree with but in that case it’s not just $800 that sits between you and insulin, it’s a whole life filled with financial woes. Losing your house is a far worse situation than not being able to get $800. So let’s not pretend it’s $800 that killed someone.
Cad@lemmy.world 2 weeks ago
You’re missing the point. Yes, of course if you have the cash or credit you will buy your insulan rather than dieing. Some people don’t have it and will try to do without and some of them will die. The fact is, morally, it shouldn’t be an issue at all.
ronigami@lemmy.world 2 weeks ago
I’m aware of the point. I just can’t believe someone died because they didn’t have a credit card. Or something else equally baffling