Speeds weren’t too bad for me, but setting it up was a pain. Even when AIO came out, I spent hours trying to get it right. After several years and tearing it down and rebuilding because something would get messed up, and realizing it was nearly impossible to get it to work with Tailscale instead of a reverse proxy, I decided it was time to throw in the towel. Nextcloud parades as a product anyone can use, but in practice it feels like it was meant for enterprise users.