Some of them are so stupid they couldn’t do it even when it was the easiest time in modern history to do so, that’s who they think we all are when they post their “just stop eating avocado toast” ass advice and “I had problems too but I pulled myself up by my bootstraps and not been some dramatic wokey” type shit, they are referring to their life xp where they or someone they knew had become like a heroin addict at 15 and never had a job, so now they only have a small mansion instead of a palace.