I’m going to say something controversial in that this post should be home that you own. In the US, since that’s what I know about, I actually think houses should be expensive. I think a single family dwelling >1500sqft on a half acre or more of land is a luxury, most people don’t need to have that much land and space all to themselves. The problem is that that’s ALL that’s available for most regions in the US. The US is suffering from foolish post-war suburban centric zoning codes that prohibit building medium density housing (“the missing middle”). We need to change zoning codes across the country to encourage building up “gentle density” and mixed use areas, even in rural areas, because they use land much more effectively and efficiently. They raise more revenue for towns while bringing down home prices. If everyone had the option to buy a place of their own <1000sqft with a small land footprint, I don’t think there would be as much dissatisfaction with not being able to afford a “house”.