For a normal user, 16G is still enough.
But for a power user like me, a Dev, with multiple IDE open, multiple browsers, a database manager with a dockerized DB, I’m basically at 96-98% RAM all the time. But even then, if you use a local AI, prepare to loose multiple Gig to it. I already used more than 30 Gig on one LLM (dolphin-mixtral 8x7B for the curious), when I tried testing one.