I see it simply as a continuation of experience after this current biological vehicle dies. I think that the idea of a “soul” - in the sense of there being a center to consciousness where “you” are located - is an illusion anyway, so the notion of that moving into another body isn’t something I’m concerned about.

Of course, it’s an abstract term, and people use it to mean different things, so in that sense, I suppose the transfer of your “soul” is necessary too. I just don’t agree with what most people mean by that term. Even now, the people who do believe in reincarnation assume they’ve already had past lives they can’t remember. So if “you” aren’t your physical body or your memories, then what actually remains? I’d say it’s the bare fact of experience - consciousness itself. The feeling of being.