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Comment on YSK you can cancel subscriptions by removing them from your credit card/payment processor, or call the bank and ask someone to remove them.

TheFeatureCreature@lemmy.ca ⁨3⁩ ⁨weeks⁩ ago

Just a note that doing this may result in actions being taken against your accounts(s) - especially charge-backs or related actions. A charge back will almost always result in your account being permanently banned and they will ban you if you try to make new ones.

Make sure you research the service you want to cancel and the options you’d like to take to cancel it. If it’s a service you make heavy use of then you need to exercise some caution.

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plz1@lemmy.world ⁨3⁩ ⁨weeks⁩ ago
How would removing a recurring charge on the processor side result in a chargeback? A chargeback is when you call your processor/card company and tell them to reverse a charge, which results in the charging company also having to pay a fee on top of losing that revenue.

If they can’t charge you in the first place, there is nothing to create a chargeback.

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- ook@discuss.tchncs.de ⁨3⁩ ⁨weeks⁩ ago
  I think OP meant when you do a chargeback to them.
  
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Capricorn_Geriatric@lemmy.world ⁨3⁩ ⁨weeks⁩ ago
The only action taken against your account in case of the charge failing (so not a chargeback) is tou losing access to paid stuff, whatever it may be.

If there’s a free tier, you should be reverted to that. If there isn’t , the account obviously gets suspended entirely.

Cancelling a paid account shouldn’t result in you losing access to otherwise free-tier services.

A chargeback (taking back money after you’ve used a paid service) is a whole different can of wirms, though. Which doesn’t mean you should lose free-tier access in all situations, mind you.

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