IMO, right idea, wrong conclusion. We should have no central bank whatsoever. Those closest to the money spigot in a fiat currency will always disproportionately benefit, and those farthest away will always be harmed.

I trust Monero and Bitcoin far more than I trust any fiat currency on planet Earth and no longer consider my wealth in a fiat currency.

I save in Monero, and if I need to purchase some fiat in order to pay for something specific, I will do so at the time of requirement. Just like I would go to purchase a dozen eggs at the store when I need a dozen eggs.