Credit cards should be treated as utilities. They shouldn’t be able to restrict my legal purchases.
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interdimensionalmeme@lemmy.ml 1 week agoCredit cards should be illegal they are tools of Molloch and everyone loses at least a little from their usage. Credit card payment charges should be itemized on the bill of any purchase and also rewards should be considered taxable income over 1000$/year
Landless2029@lemmy.world 1 week ago
interdimensionalmeme@lemmy.ml 1 week ago
You do understand that since vendors are not allowed on risk of credit excommunication, pass the transaction fee to the vendor It forces the vendor to put that fee in the base price. Everyone pays the transaction fee But what if you pay debit ? you don’t even get cashback rewards but you STILL pay that increased price, On everything you buy everyone without a credit card still pays a 3% tax
mojofrododojo@lemmy.world 1 week ago
dafuq
I feel like we came to the same conclusions for very different reasons…
interdimensionalmeme@lemmy.ml 1 week ago
molloch is the personnified logic of someone doing something selfish for their personnal gain, but when everyone does it, everybody loses. In this case the belief that one can churn rewards and come out on top with using a credit card but the result is that ALL prices are jacked by 3%, nullifying any apparent rewards, at best you can claw back a little bit of this corporate tax. But here’s the kicker, if you don’t have a credit card, the price is also jacked, because credit card company do not allow passing the fee to end customer. So non-credit card user, still pay the 3% tax, it just gets pocketed by the vendor. I cannot overstate how evil credit card company are. When I am Earth dictator, all credit card employees will spend time getting acquainted with a brick wall
Passerby6497@lemmy.world 1 week ago
Tell that to every business that charges a 3% service fee on all card payments, because that’s happening whether or not they allow it.
interdimensionalmeme@lemmy.ml 1 week ago
I’ve never seen a place that charges you a fee only if you pay with a credit card. The credit card company rules say you can’t do that and they’ll threaten you vendor status the same way they threatened Valve and Itch.io.
mojofrododojo@lemmy.world 1 week ago
uh huh. but why? why express it in biblical fluffery, when it’s faster (and clearer) to just say the greedy selfish bastards?
if it means the greedies get shot before me I can accept this.
interdimensionalmeme@lemmy.ml 1 week ago
Everyone is selfish, molloch isn’t real,
it’s a thinking pattern that everyone is subject to
my friends admitted to using credit cards because
“at least they get rewards”
by personifying the behaviour pattern
you can demonize it
without calling your friends “greedy selfish bastards”
It is much easier to see it and understanding
that way than if you’re being attacked
and then become defensive about it