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And wiretransfer is expensive af to and from the sepa banking system so you can barely pass it through Europe.

JCB is Japanese so idk why we get it here in NL. It’s also not a credit card company they just issue them

I have seen like 40-50 different payment platforms over the years and different methods of paying which all don’t require a creditcard (I haven’t had one for years due to having one causing issues with getting mortgages here in the Benelux) So I would assume that countries like Canada and the US would have more options as well in the end they are rich and developped nations.

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Routhinator@startrek.website ⁨1⁩ ⁨day⁩ ago
Unfortunately rich and developed countries with an iron grip on the markets by a few billionaires that control them you see. They ensure our options are limited.

Canadians have very limited choices in terms of services. Even our grocery store shelves are bought out by major corps and local options struggle to get their products on the shelves.

As another example, our banks have no interpayment systems outside the interac system, and they have no standard apis for payment services. So things like apps for managing budgets involve downloading a csv after our billing date passes and a lot of manual work. Most banks offer their own budget apps and they only work with their services.

We have effectively have 3 phone and internet providers… or little guys that resell access to the big 3.

The monopoly man won the game in Canada.

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- Vinstaal0@feddit.nl ⁨1⁩ ⁨day⁩ ago
  Hmm, in the US, people have at least Simplefin to connect their banks to Actual Budget f.e.
  
  Man it sucks to live in Canada as well it seems, probably the best thing you can do is buy local as much as possibile and if they still accept cash use that.
  
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  - Routhinator@startrek.website ⁨1⁩ ⁨day⁩ ago
    That is how I do it yes. As much as feasibly possible. I do really miss the local PC shops and electronics stores… sadly my options for that stuff now are Staples, Best Buy and Amazon…
    
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