Comment on YSK De-banking is often how the US first declares you "homeless"

realitista@lemmus.org ⁨2⁩ ⁨weeks⁩ ago

• tiramichu@sh.itjust.works ⁨2⁩ ⁨weeks⁩ ago

  You being lucky doesn’t necessarily imply that other people will be equally lucky, though.

  Plus, what we may not have thought about is that the triggers for a financial institution to review your account will happen due to a change in circumstance. Address move, insurance change, employment change.

  Since you left 25 years ago, there have presumably been basically zero changes to your personal status as far as the bank is concerned. They aren’t hearing about it because you don’t live and work in the country anymore.

  So your account is just sitting there, quietly unnoticed and unbothered.

  To.make them want to close it, something would need to happen to make them want to review it.

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• miridius@lemmy.world ⁨2⁩ ⁨weeks⁩ ago

  This is what privilege looks like

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  • realitista@lemmus.org ⁨2⁩ ⁨weeks⁩ ago

    And how did the bank decide I was privileged? I don’t keep much money in the account, I’ve overdrawn it many times, I have no record of employment in the US for decades.

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    • xorollo@leminal.space ⁨2⁩ ⁨weeks⁩ ago

      Your parents have a home and have maintained the same address for this entire time?

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      • realitista@lemmus.org ⁨1⁩ ⁨week⁩ ago

        Yes that’s true.

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