Large companies also make massive profits because of the scale they work on. Matching 401(k) contributions? It doesn’t need to be an order of magnitude larger for it to make a huge difference. Simply doubling my 401(k) is a big deal.

And of course they get a “ball rate“ on payroll taxes, especially for companies who have over 1000 employees or over 5000 over 10,000. They experienced this by having a lower tax rate for larger businesses.

Businesses, particularly word businesses, operate on much larger profit margins than most of any freelance contractor.