Comment on Survey: More Than 1 In 4 Americans Feel They Need To Make $150,000 Or More To Live Comfortably
SaintNyx@lemmy.world 6 days agoThat’s a large portion of it yes. Don’t forget that 150k salary is before taxes. The cost of food has sky rocketed lately. Don’t forget transportation. If you live in a big city you might take a bus or Metro, but for most Americans there isn’t a good network so add gas, car insurance, and possibly a car payment if you don’t own. And if you have kids get ready for child care expenses, unless you have a stay at home parent… But then you only have one income. Rent, utilities, little glasses for Timmy, cell phone bills and those TV subscriptions you’re slowly sailing the high seas on as they nickel and dime you. It all adds up.
calcopiritus@lemmy.world 6 days ago
Europeans also buy little glasses for Timmy and such. I don’t think the price of those kind of things is much different. Same for utilities, phone and TV. The one I’m most uncertain about is utilities, but I believe electricity at least is usually cheaper in america.
The car one is fair. Although it’s true that in Europe there’s also tons of people on cars, public transit is at least a valid option, unlike in much of the US.
Taxes is not though. Taxes in america are usually way lower than in Europe.
So transportation+healthcare are the only expenses that are clearly more expensive in america. Housing being highly dependant on location is hard to compare nation-based. And it’s also the biggest component. I’d be curious to see the actual “living wage” difference between two places, one Europeans and another American with similar housing prices.
acchariya@lemmy.world 5 days ago
Ten years ago, things might have been cheaper, but not any longer. I’m an American living in an expensive part of Europe, while also maintaining a place in a similarly expensive part of the US. I’m going to say Europe Here but I’m referring to our specific corner of Europe which has a huge range of costs. Similar for the US. Here are my actual numbers:
Electricity: Europe: 99€ US: $95
Internet: Europe: 26€ US: $62
mobile phone (per line): Europe: 17€ US: $40
grocery budget (monthly) family of two: Europe: 750€ US: $900
Health insurance monthly (private): Europe: 190€ US: $800 (partially subsidized by work, real price closer to $1200)
Car insurance monthly: Europe: 105€ US: $195
Petrol costs monthly: Europe: 225€ ~7€/gallon US: $250 ~$3.50/gallon
Oil change at car dealership: Europe: 70€ US: $95
US mortgage + tax + insurance (2 bedroom house): $1775
Europe rent + renter insurance: 1225€
Local mid range restaurant: Europe: 62€ US: $105
Dog grooming: Europe: 60€ US: $95
Vet visit: Europe: 60€ US: $150
Doctors visit (with insurance): Europe: 30€ US: $50
Diagnostic labs (with insurance): Europe: 30€ US: $150
The US has become shockingly expensive. Some of this is because we spend more to eat quality food when there, and we are in a bit of a touristy area. Both locations are in touristy areas though, so not entirely different. I might be in the minority but I don’t see much difference in lifestyle between the two areas I frequent.
The fruits and vegetables are about the same price but taste much better in Europe.
The bread is far cheaper, more available and better in Europe.
The specialty products we like to eat are much cheaper in Europe. Eg, feta cheese, french butter and jam, etc.
The meat is about the same, maybe a bit cheaper in Europe. I don’t taste much difference.
The most important differences for us are:
If we don’t feel good we go the the emergency room in Europe. Yes we will wait a long time to be seen, but the cost last time was 175€. In the US, you will wait a day to see if you feel better, because you are going to wait just as long and the bill will be a minimum of $1200 with insurance.
We do not take the car out every day in Europe, because we can walk to a small grocery store, medical lab, print shop, bakery. We must take the car out for any trip in the US, and the distances are longer.
Customer service in Europe is sometimes not all that helpful, and they give that impression to you when talking to them. Customer service in the US seems very nice and accommodating, but they are equally unhelpful in most cases.
People you hire to do work for you seem to have far more variability in the US. They might be extraordinarily expensive, super cheap, might not show up, etc. In Europe, the prices seem to be on average cheaper than the US, and the workers on average a bit more reliable, but more laid back and less busy than in the US.
And finally, most importantly, any company you deal with in the US will constantly try to extract more and more from you. Every year, prices ratchet up, new charges are itemized, things previously included now cost extra, billing mistakes are created and they are never in your favor. In Europe our experience is that companies you deal with mostly maintain prices. To be fair, some of these are sanctioned monopolies, but the same is true in the US and somehow they do it anyway. This has been our experience with insurance, utilities, car maintenance, etc. The system wears you down in the US until you have no fight left.
SaintNyx@lemmy.world 6 days ago
There are cost of living calculators that give very basic averages of areas. I can tell when I lived in NC I paid about 30$ for car insurance. But when I lived in Detroit MI I payed about 300$. Monthly. That was about 7-8 years ago. Apartments in my small little town in PA are going for about 1500-1800$ for a 1 bedroom apartment. For healthcare I pay about 200$ a week. That’s for a family of 3.