As a broke kid whose parents thought it would be a good investment, I assure you dude has always been a fucking grifter praying on poverty-stricken Christian families. His advice (read: worthless fiscal platitudes) are like the thoughts and prayers of financial planning… I have literally hundreds of thousands of dollars of bills for chemo we couldn’t even fathom affording while he was dying as my only inheritance to attest to this.

I’m sorry, imo if you’re making a living off of what amounts to a MLM-esque program offering financial ‘guidance’ to people making sub-federal poverty line wages that includes an entire unit on trading stocks then at best you’re an idiot and at worst you’re… Well, Dave Ramsey, apparently.