Depends on what your focus is. If you want to build understanding of electronic components and how they interact through experimentation, Paul Falstad’s circuit simulator is a great start.

If you want to focus on digital logic, Logisim is great.

But here’s the thing: A microcontroller is controlled only through code. You want to learn electronics, you can simulate those. You want to learn about a specific microcontroller, read the manual for that controller.

You want to code on a microcontroller, get a microcontroller.

The raspberry pi pico is $4.