Apart from my mortgage, I’m finally debt free, and I’m running a surplus every month after all the bills are paid.

Well, except what we jokingly refer to as my “cripling gambling-induced credit card debt”; I returned some bottles while at the store the other day. The payout wasn’t a lot, but enough to cover the mundane items I was buying. Instead of dealing with the bottle return receipt I pushed that button where it buys you a small lottery ticket instead and the money is donated to red cross. Not surprisingly, I didn’t win. When at the checkout counter I realized that my GF still had my usual card after borrowing it earlier, so I had to use my credit card to pay the laughably small sum.