I think a bank should be more complex. If you have all sorts of auto drafts, withdraws, checks, etc. you’ll want to make sure you got all of those.
It should absolutely be simpler but I don’t mind an extra check for banks where all your money is held.
Services like gyms and Netflix, they don’t have any excuse. My life will not be as adversely affected as cancelling a bank account.
sugar_in_your_tea@sh.itjust.works 4 weeks ago
I’d be okay with a rule, like “zero balance and no outgoing transfers,” with a popup that says “any pending checks will be bounced and the bill sent to you” and other various policies. But there really shouldn’t be any need to call in or visit a branch.