misteloct
@misteloct@lemmy.dbzer0.com
- Comment on [deleted] 2 weeks ago:
How dare you read the article.
- Comment on Ok, boomer 2 weeks ago:
Wtf does “lmao i” mean? You didn’t even finish your sentence. Or I didn’t finish reading it at least.
- Comment on Ok, boomer 2 weeks ago:
Good luck finishing the sixth grade in that case…
- Comment on Microsoft seemingly just revealed that OpenAI lost $11.5B last quarter 2 weeks ago:
You have to make money to lose money.
- Comment on Ok, boomer 2 weeks ago:
Homes depreciate in value as they are a physical object. They also require regular maintenance. If you don’t factor these in you will just lose the money at sale time.
I’m saying that putting the money in an index fund outperforms the opportunity cost lost by paying additional rent and not having appreciating real estate.
Those options to exit your real estate position are expensive and drag your real return down over time, so unless you have a job so stable you’re sure you will never move, you’ll make less than you think. My numbers don’t even consider that so I’m being generous.
Filing bankruptcy doesn’t seem like part of a sound financial plan…
Money is not being wasted renting. You have to factor in the lost opportunity cost of investing in index funds, which are a better asset class. In reality when you own a home, you’re wasting the potential earning power of your money.
I have passed a practice CFP exam so I’m not a professional but pretty sure I know what I’m talking about here…
- Comment on Ok, boomer 2 weeks ago:
Renting is usually cheaper than buying when you factor in all the costs, importantly: assuming you invest the difference in a mutual fund and assuming average market conditions.
Hard to retire early when you’re sagged down by a 30 year mortgage, versus the flexibility of moving to a lower cost rent situation.
Most most importantly: I say this because we are well off and privileged. I don’t expect most people to have the insane luxury to have this choice.
- Comment on Man Alarmed to Discover His Smart Vacuum Was Broadcasting a Secret Map of His House 3 weeks ago:
I mean, UCSC researchers used WiFi to detect a human heartbeat.
- Comment on Ok, boomer 3 weeks ago:
Poster is the grandma from the picture, can we get an AMA?
- Comment on Ok, boomer 3 weeks ago:
I have an offer for a family member to pay the entire deposit and I’m still not buying a house. I’m in top percentile income too but I’d rather retire early and meagerly rent than be stuck holding the bag.
- Comment on I'm so goddamn sick of this fat, orange, narcissistic asshole and I will celebrate when he dies 3 weeks ago:
The Land of the Flee
- Comment on AWS crash causes $2,000 Smart Beds to overheat and get stuck upright 3 weeks ago:
Close your eyes, take a moment and just imagine the engineering culture at Eight Sleep. I’d rather be homeless than work there.
- Comment on "Veni Vidi Veni" would be a great name for a strip club or brothel. 1 month ago:
Oh my God honey, I’m arriving! I’m arriving!
Works for me
- Comment on Americans have 400 days to save their democracy 1 month ago:
Actually Democrats won, if you discount proven cheating like purging legitimate voters. What was that word again for a government that doesn’t have fair elections?
- Comment on yeah everything is probably made of like, idk, earth water, fire and air or something idrk 1 month ago:
Not really true, it’s definitely possible for a less dense object to fall faster than a denser one. A drop of water will fall faster than a parachute made of aluminum.
- Comment on 600 GB of Alleged Great Firewall of China Data Published in Largest Leak Yet 2 months ago:
InB4 European countries drop the Epstein papers from planes into our country. Maybe we’re in a firewall of our own…
- Comment on Microsoft is testing full-screen Microsoft 365 ads in Windows 11 for expired subscriptions 2 months ago:
You’re forgetting what it’s like the first time. My first time I installed everything by source instead of apt and rm -rf /'d causing grub to disappear and bricking my computer.
- Comment on Microsoft is testing full-screen Microsoft 365 ads in Windows 11 for expired subscriptions 2 months ago:
You can use Linux and literally not know what a command line is… Sounds like you were trying dual boot (complex a.f.). I absolutely get your frustration but you could also like, just buy a laptop with Ubuntu pre-installed or pay someone to do it for you.
You’d have difficulty dual booting Windows and Mac, or mucking with Powershell in Windows. I’m curious to hear what you tried in Linux and if there isn’t an easier path for you.
- Comment on We must not posthumously sanitize Charlie Kirk's hateful life 2 months ago:
Only if there’s a steady, perpetual stream though.
- Comment on Why I Ditched Spotify, and How I Set Up My Own Music Stack 2 months ago:
😂 missed that, thanks for the laughs. Now I’m much more confident they handle my data with care!
- Comment on Why I Ditched Spotify, and How I Set Up My Own Music Stack 2 months ago:
This user unfortunately is not concerned with safety, yet. By the time they are I hope they aren’t in serious legal trouble.
- Comment on WiFi signals can measure heart rate—no wearables needed 2 months ago:
America 😂 it’s at least theoretically possible to avoid American companies outside of America. In practice, you’re certainly correct.
- Comment on WiFi signals can measure heart rate—no wearables needed 2 months ago:
Not everyone, just Americans and other surveillance states.
- Comment on Why I Ditched Spotify, and How I Set Up My Own Music Stack 2 months ago:
Downvotes are probably for your tone about VPNs.
VPNs are not a tool for piracy, they are a tool for privacy. Everyone should have a VPN like Mullvad/Proton or use Tor/I2P if they don’t want their private Internet searches uploaded to the US government to be scanned and scrutinized at will, and possibly sold and publicized, even criminalized. That goes for non Americans too.
- Comment on No brainer 2 months ago:
Toaster control for sure. After selling my robot toasters as a cheap way to communicate with satellites, I’ll command an army of them all over the solar system.
- Comment on Flotilla with Greta Thunberg on board sets sail for Gaza 2 months ago:
Girl is a fearless hero, didn’t she get terrifyingly detained trying this once already?
- Comment on AI was a common theme at Gamescom 2025, and while some indie teams say it's invaluable, it remains an ethical nightmare 2 months ago:
I meant more like, AI is the future but it may be of limited use right now.
- Comment on AI was a common theme at Gamescom 2025, and while some indie teams say it's invaluable, it remains an ethical nightmare 2 months ago:
If someone said this in 1990 it would be just as true as you saying it today. Would you have used generative AI tools for video game development back then?
- Comment on Would you ever give up your right to leave a bad review about a company? 2 months ago:
Leave a bad review for them breaking the law. Each time they threaten you, continue to append their email to your review.
- Comment on Inspiring. Innovating. 2 months ago:
You could fell them and pile them up, then replant. We need to stop bringing more in sure, but we also need to sequester what was already brought. But it took 100 years to get here, so surely it will take longer to get back.
- Comment on And they even get a seizure when you take their ipads away 2 months ago:
That’s not developmentally normal even for a tablet kid, fyi. I would help them seek immediate evaluation…
I have a family member who was a tablet kid when they were 8. However they engage with me, their favorite thing is to play the addictive tablet game in my lap and they love when I or others play it with them, especially if you make a story out of it. They watch way too much YouTube but they were delighted when I watched with them, we did thumbs up and thumbs down and talked about what we were watching. They love me and sadly are a bit attention starved but that’s a lot more normal.