We could call it “Social Security”. Before there was GoFundMe, there were taxes that could be used in a similar fashion for expenses society finds valuable.

I’ll be the evil right wing swine here and say it out loud - I don’t expect you to be able to retire from a part time minimum wage job, but that’s also the reason we have ’safety nets’ that are supposed to ‘catch’ you in these cases. It shouldn’t be a surprise that you can’t retire from a McDonalds gig but don’t let your outrage redirect you from the “one in four adults do not have any retirement savings”, or the (implied?) social security is insufficient