That is the case with me as well for Netflix, I just use it to browse anything interesting, and then proceed to pirate it.

Disney+ has got such shoddy servers in my country that I am having to deal with pixelated content or poor audio or both even on such high broadband speeds and only my devices on the network… and it gives ads (banners, before the start of a video, in between videos, the entire 9 yards of ad integration) even tho it’s a paid account.