I use backblaze b2 for my storage. I use restic to backup everything to it. It works well and I’ve had it going for YEARS at this point. For things I could never replaced, like photos, I use external drives in addition to B2. Everyone knows that if something happens and we need to leave to just grab the drive that is stuck to the wall and the family photos will be safe.

My though process goes like this, everything backups to my home server. I have snap shots of the data on a normal basis. So if I need to get something back, going to a snap shot is pretty simple. If for some reason my server(s) just stopped existing for some reason I could pull it back from B2. I’ve only had to actually restore from B2 a handful of times and it was worth it.