We signed our son up for one of these teen cards. We would load the card with cash and teach him how to budget his money. After about three months they raised their fees, added penalties for having an unused balance and a load of other nickel and dime bullshit. They ended up keeping a percentage of his money until we simply quit using their services. Many of these programs seem like a good idea at first then they take you to the cleaners on the back end. I’m not saying this is the case with this card, all I’m saying is do your due diligence before trusting them with your money/credit.