Your an asshole. I’d highly recommend looking into this topic, you might be a victim of it aswell.

If you have ever driven on the road, you would know that not everyone drives perfectly, and do not drive as other drivers expect them too, and shit just happens that we cannot control.

While we all share the same road, we do not share the same page. That leads to people needing to hard brake/accelerate quickly/ect,ect,ect. Or other things happen that requires a driver to stop/accelerate/serve. Where I live we have a lot of deer and moose, and they cause alot, and I mean ALOT of accidents.

Or if you have ever driven in a modern car, most of them will tell you the local speed limit, but sometimes what the car says is the speed limit, and what the legal limit actually is are different, so say your in a 70 zone, but the car thinks it’s a 50 zone, the car think your speeding, when your actually not.

So anyways, what insurance companies are doing, are using the cars data and increasing insurance rates for people who have had hard breaks or “speeding” and other things that would make then a “risk”. Insurance companies have no fucking clue why the car did what it did, but for them it’s a reason to increase rates, when what probably happened was the driver prevented an accident from taking place.