My home servers have generally a lot smaller attack surface, as only a few ports are actually routed to them, so in theoey I could get away with a more relaxed approach. But I’m also a big believer in defense-in-depth, so I follow the same rules of thumb:

• iptables (or equivalent) that drops anything incoming that isn’t wanted
• any public facing service (except ssh) gets its own user
• disable root login via ssh
• ssh login with key only on any user in sudoers