My opinion is that perhaps you shouldn’t have mentioned that to him. While it’s true that money can provide more opportunities, I believe it’s more of a systemic issue rather than solely Jack’s fault. Traveling can be a meaningful way to spend money compared to buying unnecessary things. Also, maybe Jack is aware of his luck and understands that others may not be as fortunate. From the way you described the conversation, he didn’t seem to be acting superior to others. I know some wealthy people who actually feel the opposite, thinking they are worse off because they took an easier path in life. I understand your frustration, and it’s valid to address it towards the system rather than directing it solely at one individual who may share similar opinions to yours from a different perspective.