Yes, you have 5 V. THen you have outomotive 12 V. But now you would have also automotive 48 V. USB-PD is one standard and can deal with different level of power requirements, from headsets up to laptops. And then you can use for other things as well, in a way that can be more practical than dealing with 110-220 V AC.
Is it a monstruosity? I don’t know honestly. I trust hackaday in that sense, and they usually praise it, without any hidden reason, I think.
Also, if you read the article, you can see that it is also a continuation of one from a few years back, before USB_PD was widespread. It touches also the points that you wrote. Give it a read:
TimeSquirrel@kbin.social 1 year ago
We wanted our stuff to charge faster. We can't pull more amps through the already thin wires without turning them into detonation cord, so we increase the voltage instead, and due to Ohm's Law, we get more wattage out of it as a result, so now we can charge your phone in 20 minutes instead of 3 hours.