Right?

Learning things a little at a time, when the stakes are low/non-existent is the way to go. From early teens to partway through college when you get an off campus apartment you can learn how to apply for a job, how to interview, responsibility, managing your money, responsible credit use, professionalism, bill paying. All this over the course of years, with a support system when you make mistakes (hopefully).

I guess some people think you should just have all that dropped on you like a ton of bricks the day after you get a diploma.