I currently locally host the vault, but I’m realizing that this could cause problems for my family if something were to happen to me. While not technologically inept, if my server at home crashed they would have no idea how to access it, and they would lose all of the passwords.

This is why I refuse to host these critical services. Many of my friends and family use my Jellyfin server because if something happens to the TV shows and movies, it’s not a big deal. But passwords? No thank you.