That’s pretty much exactly my story except I went with fastmail.com, mullvad for vpn (you really need to test with some script to find your best exit nodes I forget which one I used ages ago but it found me a couple of nodes about 1000 kms away from my location and in a different country that I can do nearly a gig through routinely… Maybe it was this script? github.com/bastiandoetsch/mullvad-best-server) . I went with pcloud for a bit but tailscale and now currently netbird make it kind of irrelevant since its’ so easy to get all my devices able to communicate back to my house file server. I want to like hetzner so bad but every time I try it the latency to north america just kills me and the north american offering was really far away and undeveloped last time Itried it