Actually I’ll do one better. While you were deflecting, I found the court filings.

Not shockingly, one of the main causes of action against the defendant is that they are dressing up a credit contract as a lease agreement to avoid interest rate caps (Section 3.2) and disclosure requirements (Section 3.3).

Damingly: Image

Let’s see you use that calculator in your pocket to determine if you’re getting a reasonable deal without being told the original price of the goods, the interest rate, and how the interest was calculated.